HoHoKus School of Trade and Technical Sciences has a full-time Financial Aid Department available to assist students who qualify with their financial needs. Our Financial Aid Advisors will assist each applicant in determining the amount and type of financial aid available.

Types of Financial Aid Available to Students:

Federal Stafford Loans (Subsidized)
These low-interest loans are made to students attending school at least half-time by a lender such as a bank, credit union, or savings and loan association. Eligibility is based upon financial need. Students must repay this loan. The loan is interest free until it goes into repayment six months after the student's last day of attendance.

Federal Stafford Loans (Unsubsidized)

These low-interest loans are generally made to "independent" students attending school at least half-time by a lender such as a bank, credit union, or savings and loan association. Students do not have to demonstrate financial need to obtain this loan. Although the loan goes into repayment six months after the student's last day of attendance, interest begins accruing as soon as the funds are disbursed.

These loans enable parents without adverse credit to borrow for each "dependent" student enrolled at least half-time. Similar to Federal Stafford Loans, these loans are made by a lender such as a bank, credit union, or savings and loan association. The yearly loan limit is your cost of education, minus any estimated financial aid you're eligible for. Repayment begins within 60 days after the final disbursement of the loan.

Pell Grants

Pell Grants are awards that do not have to be repaid. The award amount varies depending on a student's eligibili-ty and the amount of aid available as deter-mined by the U.S. Department of Education guidelines. Eligibility is based upon financial need.

Hohokus School Payment Plan

A financial representative will assist you to work out monthly payments.  Most major credit Cards are accepted.